NSW Rural Assistance Authority (RAA)

Planning a project to strengthen your farm’s resilience to drought?

Access to the right finance can make a significant difference when preparing for dry conditions. The NSW Rural Assistance Authority (RAA) administers loans and grants on behalf of the NSW Government, supporting NSW primary producers to manage challenges and build long-term resilience.

There are currently two low‑cost loan options on offer to support drought-related projects. The guide below provides a simple comparison to help you determine which best suits your needs:

Drought Ready and Resilient Fund Loan

Amount: Up to $500,000

Security: Property security required

Availability: One loan per eligible farm business per financial year

Repayments: 5 or 10 year term

Best suited for: Larger, long-term investments that strengthen drought preparedness and improve on-farm resilience.

Drought Relief Loan

Amount: Up to $100,000

Security: Unsecured (no property required)

Availability: One loan per eligible farm business

Repayments: 5 year term

Best suited for: Immediate support, with a faster and simpler application process, reduced documentation, and an upfront payment of up to $25,000.

Choosing the right support during dry times can have a lasting impact on your farm business.

Visit the RAA website to learn more about these loans and the full range of financial assistance available.